Credit scoring New Jersey

I rent a very, very cheap apartment and my only other expense is credit scoring New Jersey my cell phone bill, and the regular stuff (food, clothing, etc.) (max $1,500/month credit scoring New Jersey which all comes out of my employment earnings with some to spare). The point being that I have over $100,000 that I dont currently need, and dont expect to need in the near future, which I know I should be investing, but I dont know where credit scoring New Jersey to begin.

What kinds of investments should I be considering??? I dont have any specific retirement savings plan set up. I know I am fortunate to be in this position, but I am completely overwhelmed. I have been trying to educate myself about investing, but I find myself quickly tossing the books credit scoring New Jersey aside because there are too many options. My only goal is that within the next 5 years I credit scoring New Jersey hope to buy some property outside of the city (currently live in downtown Toronto). free credit score I anticipate that anything else credit scoring New Jersey I want to pay for (travel) can come out of money that I am earning/will be earning. - Judy Your goal with this credit scoring New Jersey money is short term, so I would keep it in cash. Most other investments with a high potential return also have a high potential risk, so if you were to try to tap that investment in, say, three credit scoring New Jersey years, you could very well have a lower balance than credit scoring New Jersey when you started. Sometimes, its credit scoring New Jersey hard to shake the feeling that money in a savings account isnt invested. access credit report Savings accounts are an investment thats extremely low risk and very liquid, two features that are hard to find together in an investment.

For those benefits, you generally get a low return.

These features make savings accounts a great place to keep money in the short term less than five years or so. This is particularly true when youre not absolutely sure when youre going to need that credit scoring New Jersey cash. Q3: Paying bills with reward cards Does it make sense to make all your purchases and bill payments (minus the mortgage) with a credit card with a rewards program, as long as you can pay off your credit scoring New Jersey balance each month?

My husband and I finally paid off our credit cards earlier this summer and started talking about how we want to handle payment for everything. We decided that our credit card, Chase Freedom, has a pretty good rewards system. Theres options for travel stuff and gift cards, but you can also get the money back on a cash card. check credit report for free Because our monthly spending is more than 1/3 of our card limit (its a really low limit), we actually make multiple payments a month to keep the ratio from credit scoring New Jersey getting too high, although we expect our limit to credit scoring New Jersey go up in a few months after weve shown were making the full monthly payments.